@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&display=swap');

:root {
  --navy:      #0b2d52;
  --blue:      #123f73;
  --blue-mid:  #1a5699;
  --blue-lt:   #eaf2fb;
  --blue-xlt:  #f5f9fe;
  --teal:      #0d8a6a;
  --teal-lt:   #e6f5f1;
  --text:      #1b2733;
  --muted:     #52667a;
  --muted-lt:  #8a9eb2;
  --border:    #d8e3ee;
  --border-lt: #eef3f9;
  --bg:        #f5f8fc;
  --white:     #ffffff;
  --green:     #166534;
  --green-lt:  #dcfce7;
  --amber:     #92400e;
  --amber-lt:  #fef3c7;
  --amber-bd:  #fde68a;
  --red:       #991b1b;
  --red-lt:    #fee2e2;
  --shadow-sm: 0 1px 3px rgba(11,45,82,0.07), 0 1px 2px rgba(11,45,82,0.04);
  --shadow-md: 0 4px 12px rgba(11,45,82,0.09), 0 2px 4px rgba(11,45,82,0.05);
  --shadow-lg: 0 16px 40px rgba(11,45,82,0.1), 0 4px 12px rgba(11,45,82,0.06);
  --r-sm: 6px; --r-md: 10px; --r-lg: 16px; --r-xl: 22px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',ui-sans-serif,system-ui,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;font-size:15px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}

/* ── NAV ── */
.nav{background:rgba(255,255,255,0.95);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border-lt);padding:0 5%;height:64px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:100}
.nav-logo{height:40px;object-fit:contain}
.nav-links{display:flex;align-items:center;gap:6px}
.nav-links a{padding:6px 12px;border-radius:var(--r-md);color:var(--muted);font-weight:500;font-size:14px;transition:color .15s,background .15s}
.nav-links a:hover{color:var(--text);background:var(--bg)}
.nav-links a.active{color:var(--blue);font-weight:600}
.nav-cta{background:var(--blue)!important;color:var(--white)!important;padding:8px 18px!important;border-radius:var(--r-md)!important;font-weight:600!important}
.nav-cta:hover{background:var(--navy)!important}
.nav-hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px;color:var(--text)}
.mobile-menu{display:none;flex-direction:column;background:var(--white);border-bottom:1px solid var(--border);padding:12px 5%}
.mobile-menu a{padding:12px 0;color:var(--muted);font-weight:500;border-bottom:1px solid var(--border-lt);font-size:15px}
.mobile-menu a:last-child{border-bottom:none;background:var(--blue);color:var(--white);text-align:center;border-radius:var(--r-md);padding:12px;margin-top:8px}
.mobile-menu.open{display:flex}

/* ── BUTTONS ── */
.btn-primary{background:var(--blue);color:var(--white);padding:13px 26px;border-radius:var(--r-md);font-weight:600;font-size:15px;transition:background .15s;display:inline-block}
.btn-primary:hover{background:var(--navy)}
.btn-outline{border:1.5px solid var(--border);color:var(--muted);background:var(--white);padding:12px 24px;border-radius:var(--r-md);font-weight:600;font-size:15px;transition:all .15s;display:inline-block}
.btn-outline:hover{border-color:var(--blue);color:var(--blue)}
.btn-sm{padding:9px 18px;font-size:14px}

/* ── PAGE HERO (inner pages) ── */
.page-hero{background:var(--navy);padding:64px 5% 56px}
.page-hero-inner{max-width:1200px;margin:0 auto}
.page-breadcrumb{display:flex;align-items:center;gap:8px;margin-bottom:20px;font-size:13px}
.page-breadcrumb a{color:rgba(255,255,255,0.45);transition:color .15s}
.page-breadcrumb a:hover{color:rgba(255,255,255,0.8)}
.page-breadcrumb span{color:rgba(255,255,255,0.25)}
.page-breadcrumb strong{color:rgba(255,255,255,0.7)}
.page-eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,0.1);color:rgba(255,255,255,0.75);font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding:5px 12px;border-radius:999px;margin-bottom:18px}
.page-hero h1{font-size:40px;font-weight:700;color:var(--white);letter-spacing:-.02em;line-height:1.1;margin-bottom:16px}
.page-hero-sub{font-size:18px;color:rgba(215,229,244,0.85);line-height:1.65;max-width:640px;margin-bottom:28px}
.page-hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.btn-white{background:var(--white);color:var(--navy);padding:13px 26px;border-radius:var(--r-md);font-weight:600;font-size:15px;display:inline-block;transition:opacity .15s}
.btn-white:hover{opacity:.9}
.btn-ghost{border:1.5px solid rgba(255,255,255,0.25);color:rgba(255,255,255,0.8);padding:12px 24px;border-radius:var(--r-md);font-weight:600;font-size:15px;display:inline-block;transition:all .15s}
.btn-ghost:hover{border-color:rgba(255,255,255,0.6);color:var(--white)}

/* ── SECTIONS ── */
.section{padding:80px 5%}
.section-inner{max-width:1200px;margin:0 auto}
.section-label{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--blue-mid);margin-bottom:10px}
.section-title{font-size:32px;font-weight:700;color:var(--navy);letter-spacing:-.02em;line-height:1.15;margin-bottom:14px}
.section-sub{font-size:17px;color:var(--muted);line-height:1.65;max-width:640px}
.section-header{margin-bottom:48px}
.section-header-center{text-align:center}
.section-header-center .section-sub{margin:0 auto}

/* ── CARDS ── */
.card{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);padding:26px}
.card:hover{box-shadow:var(--shadow-md)}
.card-icon{width:44px;height:44px;border-radius:var(--r-md);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:18px}
.card h3{font-size:16px;font-weight:600;color:var(--navy);margin-bottom:8px}
.card p{font-size:14px;color:var(--muted);line-height:1.6;margin:0}
.card-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}

/* ── CHECK LIST ── */
.check-list{list-style:none;display:flex;flex-direction:column;gap:10px}
.check-list li{display:flex;align-items:flex-start;gap:10px;font-size:15px;color:var(--text);line-height:1.55}
.check-list li::before{content:"✓";color:var(--teal);font-weight:700;flex-shrink:0;margin-top:1px}
.check-list.muted li{color:var(--muted);font-size:14px}

/* ── TAGS / PILLS ── */
.tag{display:inline-flex;align-items:center;font-size:12px;font-weight:600;padding:4px 12px;border-radius:999px}
.tag-blue{background:var(--blue-lt);color:var(--blue-mid);border:1px solid #c7dff5}
.tag-teal{background:var(--teal-lt);color:var(--teal);border:1px solid #9ed9ca}
.tag-amber{background:var(--amber-lt);color:var(--amber);border:1px solid var(--amber-bd)}
.tag-green{background:var(--green-lt);color:var(--green);border:1px solid #bbf7d0}
.tag-red{background:var(--red-lt);color:var(--red);border:1px solid #fecaca}

/* ── CTA BAND ── */
.cta-band{background:var(--navy);padding:64px 5%;text-align:center}
.cta-band h2{font-size:30px;font-weight:700;color:var(--white);letter-spacing:-.02em;margin-bottom:12px}
.cta-band p{font-size:17px;color:rgba(215,229,244,0.8);margin-bottom:28px;max-width:560px;margin-left:auto;margin-right:auto}
.cta-band-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* ── SAMPLE NOTICE ── */
.sample-notice{background:var(--amber-lt);border:1px solid var(--amber-bd);border-radius:var(--r-md);padding:12px 18px;display:flex;align-items:center;gap:12px;margin-bottom:24px}
.sample-notice strong{color:var(--amber);font-size:14px}
.sample-notice span{color:#78350f;font-size:13px}

/* ── DATA TABLE ── */
.data-table{width:100%;border-collapse:collapse;font-size:14px}
.data-table th{background:var(--navy);color:var(--white);text-align:left;padding:11px 14px;font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;white-space:nowrap}
.data-table td{padding:11px 14px;border-bottom:1px solid var(--border-lt);color:var(--muted);vertical-align:middle}
.data-table td:first-child{color:var(--text);font-weight:500}
.data-table tr:hover td{background:var(--blue-xlt)}
.data-table tr:last-child td{border-bottom:none}
.origin-tag{display:inline-block;font-size:11px;font-weight:600;padding:2px 8px;border-radius:var(--r-sm);background:var(--blue-lt);color:var(--blue-mid);font-family:monospace}
.up{color:var(--green);font-weight:600}
.down{color:var(--red);font-weight:600}
.neutral{color:var(--muted)}

/* ── PROCESS STEPS ── */
.process{display:flex;flex-direction:column;gap:0}
.process-step{display:flex;gap:20px;align-items:flex-start;padding:24px 0;border-bottom:1px solid var(--border-lt)}
.process-step:last-child{border-bottom:none}
.process-num{width:36px;height:36px;border-radius:50%;background:var(--blue);color:var(--white);display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:700;flex-shrink:0}
.process-step h3{font-size:16px;font-weight:600;color:var(--navy);margin-bottom:5px}
.process-step p{font-size:14px;color:var(--muted);line-height:1.6;margin:0}
.process-step .tag{margin-bottom:8px}

/* ── INFO BOX ── */
.info-box{border-left:3px solid var(--blue-mid);background:var(--blue-xlt);border-radius:0 var(--r-md) var(--r-md) 0;padding:14px 18px;font-size:14px;color:var(--muted);line-height:1.65}
.info-box strong{color:var(--navy);display:block;margin-bottom:4px}
.note-box{background:var(--amber-lt);border:1px solid var(--amber-bd);border-radius:var(--r-md);padding:14px 18px;font-size:13px;color:#78350f;line-height:1.6}

/* ── FOOTER ── */
footer{background:var(--white);border-top:1px solid var(--border);padding:28px 5%}
.footer-inner{max-width:1200px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
footer img{height:32px;object-fit:contain}
.footer-copy{font-size:13px;color:var(--muted-lt)}
.footer-links{display:flex;gap:20px;flex-wrap:wrap}
.footer-links a{font-size:13px;color:var(--muted-lt);transition:color .15s}
.footer-links a:hover{color:var(--blue)}

/* ── RESPONSIVE ── */
@media(max-width:960px){
  .nav-links{display:none}
  .nav-hamburger{display:flex;align-items:center}
  .card-grid-3{grid-template-columns:repeat(2,1fr)}
  .card-grid-2{grid-template-columns:1fr}
  .page-hero h1{font-size:32px}
}
@media(max-width:600px){
  .page-hero{padding:44px 5% 40px}
  .page-hero h1{font-size:27px}
  .page-hero-sub{font-size:16px}
  .section{padding:52px 5%}
  .section-title{font-size:26px}
  .card-grid-3,.card-grid-2{grid-template-columns:1fr}
  .btn-primary,.btn-white,.btn-outline,.btn-ghost{width:100%;text-align:center}
  .page-hero-ctas{flex-direction:column}
  .footer-inner{flex-direction:column;text-align:center}
  .footer-links{justify-content:center}
  .data-table{font-size:12px}
  .data-table th,.data-table td{padding:8px 10px}
}